Battle Creek State Bank is a full service bank offering a wide range of choices to fill the financial needs of individuals, businesses and farm operators.

At Battle Creek State Bank, the basis of each customer relationship, many of which span generations, is trust. You have chosen to do business with us and we are obligated to honor that relationship with great care, starting with the information you have chosen to share with us. Battle Creek State Bank does not sell any client information to any third parties. We believe that your privacy should not be compromised. At the same time, we want to offer you a selection of financial products and services you need to accomplish your financial goals. We believe we can do both through the privacy policy outlined below.

We recognize your right to privacy at Battle Creek State Bank and we realize that you have a right to expect your personal financial information to remain private and secure. We will maintain standards to ensure that your information is private and secure at all times.

We collect, retain, and use information about you only where we reasonably believe that it will help administer our business or provide products, services, and other opportunities to you. We collect and retain information about you only for specific business purposes - and we will tell you why we are collecting and retaining it upon your request. We use information to protect and administer your records, accounts, and funds: to comply with certain laws and regulations; to help us design or improve our products and services; and to understand your financial needs so that we can provide you with quality products and superior service. Our Use of Information provisions explain these concepts in greater detail.

We continually strive to maintain complete and accurate information about you and your accounts. Should you ever believe that our records contain inaccurate or incomplete information about you, please notify us. We will investigate your concerns and correct any inaccuracies.

Employee access to personally identifiable customer information is limited to those with a business reason to know such information. Employees are educated on the importance of maintaining the confidentiality of customer information and on these Privacy Principles. We are committed to the security of your financial and personal information. All of our operational and data processing systems are in a secure environment that protects your account information from being accessed by third parties. We maintain and grant access to customer information only in accordance with our internal security standards.

We do not reveal specific information about your accounts or other personally identifiable data to anyone unless:

1) you request or authorize it; 2) the information is provided to help complete a transaction initiated by you; 3) the information is provided to a reputable credit bureau or similar information reporting agency; or 4) the disclosure otherwise is lawfully permitted or required. We do not provide account or personal information to anyone for the purpose of independent telemarketing or direct mail marketing. When the bank conducts business with third parties, it requires its suppliers to maintain similar standards of conduct regarding the privacy of personally identifiable customer information provided to them.

At Battle Creek State Bank we value our customer relationships. We want you to understand how we use the information you provide and our commitment to ensuring your personal privacy. If you have any questions about how we protect your confidential information, please call us at (402) 675-2035.

These Privacy Principles apply to individuals. We reserve the right to change them at any time.